TERMS & CONDITIONS OF OFFER:
All loans available through Pathway Lenders. Loan amounts range from $2,500-$45,000. APRs will range
from 5.99%-29.99% and include a required origination fee of 4.9% that will be financed into the loan.
Loan must be used to directly pay off qualifying existing debt. This offer is subject to the expiration
date listed on the front page. All loans are subject to credit review and approval. You may be declined
if your income is too low to support your current debt obligations along with the new loan. By
responding to this offer, you are authorizing us to make inquiries and obtain information about you as
we deem appropriate for the purpose of evaluating you for this extension of credit, including but not
limited to credit reports and income verification. This soft inquiry will not affect your credit score.
Should you elect to move forward with the loan, a hard inquiry will be run prior to funding that could
affect your credit score. If you accept your rate, proceed with your application, and take out a loan,
repayment information will be reported to the credit bureaus. To evaluate savings on a loan you are
considering, it is important to compare your actual APR from your existing debt to the APR offered by
Pathway Lenders. See liblst.com for more information.
You received this offer because you met certain criteria related to creditworthiness. This offer is
conditioned on you continuing to meet these pre established criteria, and on final approval based on
our consideration and verification of financial information. We will be confirming your eligibility to
accept this offer. Eligibility for a loan is not guaranteed. We may be unable to provide you with a
loan, if, after you respond to this offer, we determine that you do not meet the criteria established
for this offer. We may also deny your request for a loan if you omit any information from your
application, if any information on your application is incorrect, or if we are unable to verify your
identity. To receive a loan, you must be a US citizen or permanent resident, currently reside in the US,
and be at least 18 years old. Duplicate offers received as a result of multiple mailings to the same
person are void. You may not transfer this offer to anyone else. Pathway Lenders is not responsible for
errors made by any credit reporting agency. Please note that with prior consent, all calls with the
company may be recorded or monitored for quality assurance and training purposes. Utah Registered
Consumer Lender. All rights reserved.
